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Do I Need Travel Insurance?

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Zbynek Pospisil istockphoto

Travel insurance can minimize the considerable financial risks of traveling: accidents, illness, missed flights, canceled tours, lost baggage, theft, terrorism, travel-company bankruptcies, emergency evacuation, and getting your body home if you die.

What are the chances you’ll need it? Hard to say. How willing are you to take risks? That’s up to you. Deciding whether to invest in travel insurance has always been a tricky decision, and of course the coronavirus pandemic has made that choice even more complicated.

Each traveler’s potential loss varies, depending on how much of your trip is prepaid, the refundability of the air ticket you purchased, your state of health, the value of your luggage, where you’re traveling, the financial health of your tour company and airline, and what coverage you already have (through your medical insurance, homeowners or renters insurance, and/or credit cards). It’s important to note that most policies won’t cover you if you change your plans to reduce your risk of contracting COVID-19.

Take these considerations into account, understand your options, and make an informed decision for your trip.

11 Surprising Foods You Didn’t Know Burn Fat

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Hey there, Are you constantly  in a war with your weight? I mean,  you’re trying to lose fat but you just can’t  shake delicious foods. Well believe it or not,  some of your favorite foods can burn up  fat. That is if you eat them in moderation.  Let’s discuss 11 Surprising  Foods You Didn’t Know Burn Fat.Do you like chocolate milk? How about  coffee? Better start putting more mustard on your sandwiches. We’re  talking all that AND more…

Mustard

That’s right. Mustard is a fat burner.  While it remains one of the most loved and hated condiments on the table, it’s fat  burning benefits are undeniable. And what’s crazier is that this isn’t a new discovery.  Evidence of this has been around since the 80’s.A study from 1986 showed that a teaspoon of  mustard can actually boost your metabolism by 25%. There is also no added sugar in mustard. As  it turns out, mustard seed is a great source of antioxidants. The turmeric found in mustard  can even fight against cancer and Alzheimer’s.Here’s where you run into issues. It isn’t  exactly normal to eat mustard on its own. I mean, how many people do you see  eating it straight out of the jar? Stay away from that guy… If you eat mustard,  chances are you’re putting it on a snack loaded with fat and carbs. I’m talking about  hamburgers, hot dogs and sandwiches.If you want the fat burning benefits of  mustard, find something light to eat it with.

Unripe Bananas

Yup, they burn fat as well. Most people  prefer their bananas to be ripe. It’s just the waiting process that’s such  a pain. We sometimes wait so long, we forget we bought them. But little did we know  that unripe bananas also have their benefits.Bananas that are under ripe can create healthy gut bacteria. They are full of good fiber.  Since this fiber takes longer to digest, you feel full for a longer period of time.  This allows you to lose weight quicker.The Vitamin B6 in bananas also allows  you to convert food into energy.

14 Health Symptoms That Men Should Never Ignore

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Did you know that men are 50 percent less likely to visit their doctor as compared to women?  When it comes to health, men’s issues stay suppressed or less spoken about. Many times, they tend to ignore their problems and refuse to seek help. Men are more likely to skip checkup, delay medical assistance and ignore symptoms. Although sometimes, an itch is just an itch and a sore muscle is just a sore muscle. But when symptoms persist, or you start to notice certain patterns, it can signal that something more serious is going on. And in today’s article, we will tell you symptoms in men that should not be ignored. From dizziness, excessive thirst, constant fatigue, skin changes to persistent cough and more.

Shortness of breath:

If you feel short of breath in your day to day routine, it is time; you should not take it lightly anymore. Though, issues and symptoms differ from one body to another. But certain signs like breathlessness and exertion need to be taken seriously. For instance, if you feel shortness of breath right after a light walk then it could be a sign of coronary ischemia. This is a situation where there is a complete or partial blockage of an artery that carries blood to your heart. If you feel any of the symptoms like pressure and tightness in your chest, extreme shortness of breath and dizziness, then you should consult your doctor immediately.

Bloody or black stools:

 Bowel movements usually differ in colour due to the foods that you eat and medications. But you need to pay attention when the stool turns out to be pale, black, or bloody.This problem can be serious and may be a sign of bleeding in the upper digestive tract.On the other hand, if the stool is bloody or maroon then it may indicate bleeding in the lower digestive tract. If you frequently notice your stool like this, it’s time to take it seriously. This could be a sign of haemorrhoids, bleeding or ulcers. And if you notice unusual changes in the colour of your stool, contact your doctor right away.

Dizziness:

 Dizziness can cause you to feel light-headed, become unsteady on your feet, or experience the sensation that the room is spinning around you. It occurs when there is not enough blood reaching the brain. This may result from a sudden drop in blood pressure or dehydration. Dizziness often accompanies health problems like the flu, allergies, or hypoglycemia. It could also indicate a serious health risk like heart disease, stroke, or shock.

Can’t Poop? Do this 7 Things to Relieve Constipation Naturally!

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Today I’m going to talk about pooping ,yep we’re going to learn how to poop more frequently and healthily for some going to the toilet in the morning is their worst experience of the day they may spend more than 10 minutes on the toilet seat trying really hard to push but nothing seems to come out because everything is blocked there are many factors that can cause constipation some of the most common reasons include, severe stress, a poor diet, lack of exercise ,lack of sleep dehydration and even a change of environment or time zone due to traveling here’s a fun fact, did you know that women suffer more from constipation than men this could be due to the slower movement of food through a woman’s intestines as well as the effects of female hormones on the gi tract, constipation is especially common in the days leading up to menstruation during pregnancy and even after menopause, so how frequently should you go to the toilet, there is no one straight answer as each individual’s bowel movement is different, for some it’s on a daily basis, some might even go up to three times a day whereas, for others it could be on alternate days, however if you have less than three bowel movements a week and your stools are dry hard and difficult to pass you’re likely constipated i’ve done several articles in the past talking about how important it is to have a healthy gut because your gut is your second brain your gut health does not only affect you physically but also mentally and emotionally, i’m sure when you have been constipated for several days your abdomen feels bloated and extremely uncomfortable making you agitated and even moody all of us do face constipation occasionally but if you’re someone who has to deal with it almost on a regular basis then try doing these seven things to help relieve constipation naturally.

 our body is made up of 60 fluid drinking enough water is extremely important to keep everything moving in your digestive tract, just think of your colon like a tube imagine that you’re eating all these foods and they go into this tube but there isn’t enough water to push the food down through the tube, hence everything will start to get blocked and eventually harden drinking warm water helps to break down food faster than drinking cold water and helping you to go to the bathroom more easily and reduce constipation, if you’re saying that warm water doesn’t even help you then the next step you can try is to drink a cup of hot coffee for some people including myself consuming coffee can increase the urge to go to the bathroom this is because coffee stimulates the muscles in the digestive system to contract causing a bowel movement.

5 Signs Of Depression That Should Never Be Ignored

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Depression is a silent killer.Many people are ashamed or afraid to ask for help, so they go on with their lives and live with it in secret. However, there are still small habits that these individuals will do when they enter a depressive episode. It’s important to remember that depression is a brain illness that can be fatal if it’s not treated properly. Every year, depression affects more than 16 million Americans. Mental health is starting to get the recognition that it deserves, but there is still more work to be done. According to statistics, only 35.3% of Americans who are suffering from depression seek help. This is a major concern because it is extremely tough to deal with depression on your own. For some, they don’t seek help because they feel it’s not a serious issue. Others see it as a sense of weakness; they think that asking for help means they can’t deal with their own problems. This is why it’s essential for friends and family to be able to spot certain habits or signs of depression. It doesn’t mean the individual will automatically open up, but it will definitely show them that they have people around them who are aware of the changes they’re going through and are there to help. here are the top habits someone with depression will develop and go through.

1.Wanting to be alone:

If you are suffering from depression, you probably don’t like leaving your house/room. You want to be alone with your thoughts and in most cases want to feel sorry for yourself without anyone bothering you. Many people who suffer from depression just want to spend their time alone. They may completely give up on communicating with others. They will isolate themselves and give up on a daily routine. They may ignore calls, stop showing up to work, stop going to school, stop paying bills, the list goes on. Many people suffering from depression will not seek help because they believe they can deal with it on their own. They become obsessed with trying to figure out why they’re in agony, but in many cases, this just makes things worse, especially if they can’t figure out why. Pushing people away is nothing new for people suffering from depression. But the difference is that they do it in a harmful way. The reason they do it is to mask the emotion of anger rather than sadness. It’s one thing to avoid plans and appointments, but some people want nothing to do with human interaction when they are depressed, so they may walk around with headphones in their ears not only to avoid talking to people, but to also portray that they are functioning when they really are not.

6 Ways To STOP Your Memory Loss

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Hey there Remember all those times you forgot where you kept your car keys and spent the entire evening searching for them? You turn your house upside for 15 minutes before finding them sitting on your kitchen counter… Right where you left them. Memories are a part of who we are. You need a solid memory to perform at work, excel at school, and even in relationships. Try forgetting your loved one’s birthday and you will know what I mean. In today’s article, we will be discussing 6 natural ways to prevent memory loss.

Are there memory-boosting exercises? What role does diet play? We will be talking about all of this AND more…

Eat low glycemic index food

As if it wasn’t enough for foods like pizza and pasta to destroy waistlines. They’re enemies of your brain too. Especially high glycemic food. But why? How does eating high-carb foods harm your brain? Swings in your blood sugar affect your memory and you don’t need to be a diabetic. Experts have been researching this, and it was found that high blood sugar levels decrease your brain’s ability to do complex tasks. Diabetes is even more dangerous as it can damage blood vessels in the brain, causing dementia. Researchers suggest that even those with high blood sugar and not diabetes are at risk of developing impaired memory. So even if your blood sugar is in the normal range, exercise caution and eat more low-sugar foods like whole grains. Low glycemic foods are a great option. Wondering what those are? For breakfast, rolled oats with milk is a great option. Saute butter beans and peas to go along with a bowl of piping hot brown rice. Sweet potatoes would make for an excellent low glycemic index food. And now the heartbreaking news. You need to drop the cookies, pizza and white bread. Even breakfast cereals are a no-no. Try non-starchy veggies and fruits with the exception of pineapples and melons.

Memory promoting exercise

That’s right. You cannot skip your daily workouts. As much as you would like to sit on the couch and eat a bag of chips, exercise is a great way to ensure you live a happy, healthy life. Physical exercises make the brain sharp. They also decrease the likelihood of developing diabetes and heart disease. Exercise increases oxygen flow in the blood vessels, which means your brain gets a little more oxygen than before. Exercise improves your mood and sleep patterns. Symptoms of anxiety and depression will also reduce. Aerobic exercises are especially good, as they pump your heart and cause sweating. This leads to more oxygen in the system. Exercising also boosts neuronal connections in your brain. Just remember a few things before you set out on an exercise regimen to boost your memory power. Exercises that keep your blood pumping are great. In short, exercise that’s good for your heart is great for the brain too. Do you feel sleepy long after you wake up? Like it takes several cups of coffee to feel awake? Exercising in the morning can easily solve this problem. Exercises that involve hand-eye coordination and complex motor skills are highly beneficial for your brain. Take short exercise breaks, like a short walk or a few sprints, to jumpstart your brain. It reboots and re-energizes it. Do this especially if you are prone to depressing afternoon slumps. Are you finding the list useful so far? Well, this next point will surely surprise you.

The World’s Longest Living People DON’T EAT These 6 Foods

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Hey! Do you know what I plan on eating today? 

For breakfast, it’s gonna be cinnamon  rolls doused in whipped cream, some bacon, and an iced Frappuccino… A big steak, fries, and  a chocolate pastry for lunch… And for dinner……

Dude! Hold on!! You have been eating garbage  all week. An occasional indulgence is fine but you can’t eat this kind of food every  day and expect to live for a long time. Let tell you what the longest living people  in the blue zones on earth would never eat.

Wait a minute, you’ve never heard of Blue zones?

Let me explain. Only a few people make it to  their nineties without the baggage of disease.   But there are 7 extraordinary geographic areas  where the average life expectancy went up to 100 years. Sardinia, Italy; Okinawa, Japan; Loma  Linda, California, Ikaria, Greece; and Nicoya, Costa Rica have the longest living folks.  These regions have become the blue zones. Genetics only play a miniature role,  your lifestyle dictates your longevity.

Researchers unraveled the mysteries of these  regions and found a strong interlink between what the locals ate and their longevity.  Perhaps it’s time we use their secret of longevity too. The Blue zone diet is not  calorie-based. It doesn’t focus on taking wellness supplements or reading labels.  It’s a natural holistic way of living.  

Now let’s jump-start your living long  stratigity by looking at what to avoid.

Do you love your hamburgers, steak,  and hot dogs a little too much?

Red meat has been such a mainstay that it can  almost double as America’s National meal. But  guess what? People in the blue zones have  meat only as celebratory food. They have it maybe twice a week or even less and the  serving size is small, somewhere around 2 Oz. People of Loma Linda are Seventh-day Adventists  and completely avoid meat. It’s best if you can  do that. But if you’ve been a meat lover for  many years, going cold turkey can be difficult. If you must satisfy those meat cravings  then choose organic farm-raised poultry.  

People from the other blue zones eat only  free-roaming animals that are grain-fed. Your body needs 0.36 grams of  protein per pound of body weight. But Americans tend to go overboard.  Controlling the portion size is key. Remember, your lamb chop should not be  bigger than the size of a deck of cards. If you go to a restaurant  and see a bigger serving, your best bet is to share it with somebody  or make the remaining portion a takeaway. It would be so much easier if you just avoid  buying sausages, luncheon, and other processed meats all together. First off because they  are loaded with sodium and preservatives and second, they’re going to damage your heart.  A review stated that processed meat comes with  an 18 % higher risk of coronary heart disease. Red  meat increased the chances of heart attacks by 9%.

The blue zone folks might have succeeded in  cracking the code on heart disease. But what about getting enough protein? Do they remain  protein deficient when they don’t eat meat?

9 Drinks To Avoid If You Want Younger Looking Skin

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Picture this…a nice cold glass of your favourite soda.

A delicious, hot Skinny Latte, an ice cold beer.

What about some refreshing Vitamin Water?

Anyone else thirsty??

Today we’re gonna talk about the top 9 drinks you want to AVOID to keep your skin looking younger, and your body healthy.

Of course none of these are the fountain of youth, we all age, but there are some things

we should avoid if we wanna keep our baby faces. So, where do the drinks we mentioned at the beginning of the article fall on our list?

Well, keep reading to find out.

Drinks you should AVOID

#1 Cola

Ok, we’re gonna start with the worst one.

COLA. Yes, it’s true soda of any kind is really bad for you.

Why?

Two words, added sugar.

One of the worst things you can consume is a simple form of sugar called fructose. Your body doesn’t really process this liquid sugar and so you don’t feel full or satisfied when you drink it. That means that you’re dumping a ton of empty calories into your body and upping your risk of gaining unwanted weight, insulin resistance and type 2 diabetes.

When it comes to your skin,  sugar causes inflammation and can worsen already existing skin conditions like acne, eczema, rosacea and psoriasis.

#2 Cocktails

When the weekend hits, sometimes all you want is to let loose and have a fancy cocktail. But as we age, our bodies can’t deal with booze as easily as when we were younger. Liquor has some pretty bad side effects if you’re a heavy drinker, but even if you’re just partaking occasionally the junk food cravings and terrible sleeping patterns will catch up with you. Not to mention what it does to your skin! Alcohol is a diuretic, which means it dehydrates you.

More importantly it sucks the moisture out of your skin and makes fine lines and wrinkles stand out. The more you keep drinking the faster your skin will look older and wrinkled. Next time skip the cocktail hour and have a small glass of red wine instead. In moderation red wine is a better choice as it contains resveratrol, an antioxidant that has been shown to be extremely beneficial when fighting the aging process.

8 Common Shower Habits That Are Bad For Your Skin And Hair

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Has your skin been itchy, dry, or flaky for a while?

Do you not know what’s causing this?

Maybe you need to assess your shower habits.

Did you know something as simple and natural as showering can ruin your skin and hair?

This is because of some common mistakes you make every time you go into the shower.

In today’s article, we’ll talk about the most common shower mistakes that harm your skin.

Are long showers a bad idea?

What about using a loofah?

Is it wrong to take a hot shower?

We’ll talk about all this AND more…

 Did you know that showering daily is bad for your skin?

Okay, I know this sounds crazy, but dermatologists recommend showering every other day, or only two to three times a week. I agree that personal cleanliness cannot be ignored. But, showering every day is pointless, and can be really bad for your skin. The opinion is that if you avoid showering every day, the natural oils of your skin will renew, leading to supple skin that’s well moisturized and hydrated. A coating of oil on the skin is essential if you want to keep it healthy. Your skin is made up of multiple microorganisms like bacteria, fungi, and viruses. Shower gel and over-washing can disturb your skin’s microorganism balance, making it vulnerable to problems like dryness, infection, and sensitivity. Too much showering can also worsen the symptoms of skin diseases including psoriasis and eczema.

Don’t avoid showering just because you’re lazy. You can have skin infections if there are too many harmful bacteria on your skin. This can lead to dermatitis neglecta, a condition where the skin develops plaque due to insufficient Washing. Bathing also eliminates dead skin cells. They can attach to your skin and create hyper pigmentation. The best way is to stick to only one shower per day. They shouldn’t be longer than five minutes. Also, try to avoid using hot water. What happens if some soap suds are left on your skin after the shower? That feeling of being fresh out of the shower never gets old. There are fewer things sweeter than the smell of your body wash. The problem probably is soap suds.

14 Foods You Should Eat To Keep Your Liver Healthy

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Let’s be honest here. How often  

have you thought about liver friendly foods? 

Not that often?

Being the largest internal organ  that carries out over 500 essential activities, a  healthy liver is very important. This powerhouse  organ is responsible for breaking down carbs,  producing protein to support the immune system,  getting rid of byproducts, making  glucose and detoxifying the body.

While the liver is taking care of you,  what are you doing to take care of it? 

The best way is by eating the right  food, but what are these foods?

Is garlic one of the best liver friendly foods? 

Does coffee promote liver health? What about fish? 

 Stay tuned, because today we will be talking about  all the foods that will take care of your liver.

Coffee

The whole world runs on coffee. Many of  us don’t feel completely awake unless we have had  our morning cup of joe. Although many diets don’t  promote drinking coffee, when it comes to liver  health drinking moderate amounts is a good idea.It is packed with anti-inflammatory properties and   antioxidants that protect the liver against  cirrhosis. If you are already dealing with  liver issues then it will protect  it from worsening. Along with that,  it also reduces the build up of fat in the  liver and gets rid of cancer causing elements.

Grapefruit

Grapefruit is one of the most  nutritious superfruits which is not only great for  your liver but your overall health, too. Packed  with antioxidants and vitamin C, they naturally  protect the liver. The two main components  which set this fruit apart from the rest are the  presence of two unique antioxidants. They have a  two way effect that includes reducing inflammation  and cell protection. The compounds found in  grapefruit reduce fat buildup in the liver and  increase the production of fat burning enzymes.

Garlic

Garlic is a  superfood when it comes to liver health. A garlic  rich diet helps stimulate the liver. Packed with  minerals like allicin, vitamin B6, vitamin C and  selenium, it is a wonderful detoxifying agent.  It is also anti fungal, antibacterial and  antibiotic in nature. The selenium naturally  alleviates any burden on the liver by increasing  the antioxidant action. All these enzymes and  compounds flush out the toxins from the liver  and protect it from chronic liver disease.

Green tea 

Ever since green tea was made popular  in the early 2000s, it has become one  of the most common names in the healthy  eating world. One cup of it is packed with  loads of catechins and antioxidants that help  detoxify and lower inflammation in the liver.The combination of regular  exercising and green tea  also reduces the risk of developing liver cancer.  Research shows that drinking ample amounts of it  everyday improves liver enzyme levels as well.